Whether you have already found a franchise to buy or are still looking for the right opportunity, we want your business dream to come true. That’s why we offer franchise lending that makes it easier to get the funding you need, even if you don’t own a home or motor vehicle that you can use as security.
We do not require security for loans up to $75k (i.e. home or other valuable property)
10% to 16.5% p.a.
depending on your credit score.
We offer loan terms from 12 to 60 months or ask about our revolving facilities.
It takes less than two minutes to get your franchise business loan application going. Just answer a series of questions on our online application form. We’ll let you know straight away whether your application is conditionally approved.
After we receive your online application, we will request some bank statements, pay slips or proof of turnover (if you’re buying an existing franchise). Once you’ve provided these documents to us, you’ll get a yes or no answer from us within 1 business day.
Once we’ve done the necessary background checks and your application is approved, the loan funds will be paid directly to the franchisor or vendor (if you’re buying an existing franchise), making the process simple and hassle-free for you.
When you get franchise finance from Heartland, you don’t have to move the rest of your banking across. We’re happy for you to stay with your main bank for all your transactional banking needs.
businesses funded, and counting
made available to small businesses
experience managing Kiwis' money