YouChoose Rates, Fees and Legal Stuff

Here is important information on the terms, rates and fees of YouChoose:

• YouChoose Overdraft Agreement
• Account and Service General Terms and Conditions
• YouChoose Rates and Fees

YouChoose Savings Terms and Conditions

The following terms apply to YouChoose accounts with no overdraft:

• Interest will accrue daily and be paid monthly into your YouChoose account.
• Interest rates are subject to change. Please refer to our YouChoose rates and fees page for the current interest rate.
• No minimum balance, however the maximum balance cannot exceed $100,000.
• We will provide you with monthly statements unless we rely on your consent to receive information about your account through online banking.
• Fees may apply. Please refer to our YouChoose rates and fees page for more information.